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Unsecured Loans

Take control of your financial life with a Personal Loan or Signature Loan. A signature or personal loan is an unsecured loan, meaning it is not secured by a piece of collateral (such as the equity in your home or other personal property or assets). Your signature is literally the only collateral used to secure this type of loan. A line of credit is better suited for on-going or unexpected expenses, allowing you to access your line of credit whenever you need to (up to your pre-approved credit limit).

Get affordable financing for what you need, without the hassle, from your credit union that will truly personalize your loan experience.

Benefits Include:

  • Loans of $300 to $13,000
  • Rates as low as 10% APR*
  • Low variable rates based on credit worthiness
  • Local decision-making
  • No collateral necessary
  • NO application fee
  • Flexible repayment terms
  • NO pre-payment penalty
  • Personalized service at every step
  • Use for tax payment, holiday expenses, back to school, bill consolidation, and more

Making your payments couldn't be easier. Choose from these convenient payment options:

  • Transfer funds from your Cenla FCU checking account to your loan account using Online Banking, Virtual Branch, or Smartline 24-hour banking.
  • Have your payment automatically deducted from your Cenla FCU checking account. 
    • Mail your payment with the loan payment coupons we provide. 
    • Drop off your payment at any Cenla FCU branch
    • ACH – Electronic funds transfer from another