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Checking/Savings Rates

EFFECTIVE DATE: October 1, 2012

The rates, fees and terms applicable to your account at the Credit Union are provided in this Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time.

Account Type

Dividends

Balance Requirements

Account Limitations

 

Dividend Rate/Annual
Percentage Yield (APY)

Dividends
Compounded

Dividends
Credited

Dividend
Period

Minumum
Opening
Deposit

Minumum
Balance to 
Avoid a 
Service Fee

Minumum
Balance to 
Earn the  
Stated APY

Balance Method

See Section 6

Regular Share Account

.25/.25

Monthly

Monthly

Monthly

$25.00

-----

-----

Average Daily

Balance

Account transfer limitations apply.

Extra Share Account

.25/.25

Monthly

Monthly

Monthly

-----

-----

-----

Average Daily

Balance

Account transfer limitations apply.

Club Account

.25/.25

Monthly

Monthly

Monthly

$25.00

-----

-----

Average Daily

Balance

Account transfer limitations apply.

Account transfer limitations apply.Joint Share Account

.25/.25

Monthly

Monthly

Monthly

$25.00

-----

-----

Average Daily

Balance

Account transfer limitations apply.

Public Unit Share Account

.25/.25

Monthly

Monthly

Monthly

$25.00

-----

-----

Average Daily

Balance

Account transfer limitations apply.

Christmas Club Account

.25/.25

Monthly

Monthly

Monthly

$5.00

-----

-----

Average Daily

Balance

Account transfer limitations apply.

IRA Share Account

1.25/1.26

Monthly

Monthly

Monthly

$100.00

-----

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Average Daily

Balance

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Share Draft Account

0.00/0.00

Monthly

Monthly

Monthly

-----

-----

-----

Average Daily

Balance

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Fresh Start Checking Account

0.00/0.00

Monthly

Monthly

Monthly

-----

-----

-----

Average Daily

Balance

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